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Community Development Publications

Consumer Credit Trends for El Paso County

Consumer Credit Trends for Bexar County

Appendix

Second Quarter 2018
  Percent of all borrowers Mortgage loan volume Student Auto Credit Card
    ($10.6 billion) ($3.3 billion) ($4.1 billion) ($1.9 billion)
Prime 49 69% 31% 50% 57%
Near prime 19 15% 22% 20% 20%
Subprime 16 9% 21% 15% 12%
Deep subprime 16 7% 25% 14% 11%
SOURCES: Federal Reserve Bank of New York Consumer Credit Panel/Equifax; authors’ calculations.