Texas community banks grapple with national stresses as elevated rates pose new tests
Despite community banks’ relative strength in Texas, the outlook through year-end 2024 comes with evolving downside risks, particularly involving unrealized losses on fixed-income holdings.
August 14, 2024
Surveys
Banking Conditions Survey
Loan volumes grew at a faster pace in June, according to banking executives responding to the Banking Conditions Survey.
July 01, 2024
Persistence of house-price growth highlights geographic, credit factors
Growth in house prices is highly persistent and therefore more predictable than that of other assets, such as stocks.
May 28, 2024
Surveys
Banking Conditions Survey
Loan volumes declined after having largely stabilized in the two prior surveys, according to banking executives responding to the Banking Conditions Survey.
May 13, 2024
Surveys
Banking Conditions Survey
Loan volumes declined after having largely stabilized in the two prior surveys. Credit standards continued to tighten, and loan pricing continued to rise.
April 01, 2024
Development bank funds border infrastructure to aid U.S.–Mexico trade
Calixto Mateos, former managing director of the North American Development Bank, discusses his work at the NADBank and its role enhancing trade.
March 22, 2024
Surveys
Banking Conditions Survey
Loan volumes remained stable, with near-equal shares of bankers reporting an increase over the past six weeks as those reporting a decrease.
February 20, 2024
U.S. 30-year mortgage predominance doesn’t seem to delay impact of Fed rate hikes
After comparing economic data of the U.S. and other major advanced economies, we find tentative evidence that the slow adjustment of the outstanding mortgage rate in the U.S. has not played an important role in delaying the intended effects of the monetary tightening.
January 16, 2024
Arbitrage limits heighten dollar shortages abroad during volatile times
U.S. dollars are hard to find in foreign markets during times of heightened risk, as evidenced by two interesting and related features in the post-2007 international financial landscape.
January 09, 2024
Surveys
Banking Conditions Survey
Credit standards tightened at a slower pace across all loan types. Loan demand continued to decline, though at the slowest pace since the end of 2022.
January 02, 2024