Surveys
Banking Conditions Survey
Loan volumes declined after having largely stabilized in the two prior surveys, according to banking executives responding to the Banking Conditions Survey.
May 13, 2024
Surveys
Banking Conditions Survey
Loan volumes declined after having largely stabilized in the two prior surveys. Credit standards continued to tighten, and loan pricing continued to rise.
April 01, 2024
Development bank funds border infrastructure to aid U.S.–Mexico trade
Calixto Mateos, former managing director of the North American Development Bank, discusses his work at the NADBank and its role enhancing trade.
March 22, 2024
Globalization Institute Working Paper
Optimal Bailouts in Banking and Sovereign Crises
This paper finds that larger bailouts relax financial frictions and increase output but increase fiscal needs and default risk.
February 27, 2024
Surveys
Banking Conditions Survey
Loan volumes remained stable, with near-equal shares of bankers reporting an increase over the past six weeks as those reporting a decrease.
February 20, 2024
U.S. 30-year mortgage predominance doesn’t seem to delay impact of Fed rate hikes
After comparing economic data of the U.S. and other major advanced economies, we find tentative evidence that the slow adjustment of the outstanding mortgage rate in the U.S. has not played an important role in delaying the intended effects of the monetary tightening.
January 16, 2024
Arbitrage limits heighten dollar shortages abroad during volatile times
U.S. dollars are hard to find in foreign markets during times of heightened risk, as evidenced by two interesting and related features in the post-2007 international financial landscape.
January 09, 2024
Surveys
Banking Conditions Survey
Credit standards tightened at a slower pace across all loan types. Loan demand continued to decline, though at the slowest pace since the end of 2022.
January 02, 2024
State and local governments rake in surpluses after pandemic
The existence of large sums in state and local government coffers runs counter to historic post-recession trends. State and local governments usually grapple with budget shortfalls due to rising social program demands and weak revenue streams following recessions.
December 19, 2023
Reciprocal deposit networks provide means to exceed FDIC’s $250,000 account cap
Because of their prominence, reciprocal deposits are important in the broader discussion of deposit insurance. Though they have the potential to increase banks’ moral hazard, they also bring increased trust and safety to the banking system.
November 28, 2023