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Community Development Decision Flow Chart

When CRA officers gather with their examiners, the top question they ask is whether their activity qualifies for CRA purposes. Kevin Leas, regional review examiner for compliance at the FDIC, developed a Community Development Decision Flow Chart to help answer that question. The chart, shown here, is a quick reference guide that walks you through standard questions to determine whether an activity counts for CRA purposes. The first step of the process is to decide whether an activity is a loan, investment or service. From there, the chart flags circumstances that would disqualify an activity from community development credit.

NOTES: Assumes activity benefits assessment area or a broader statewide or regional area that includes the assessment area. Assumes implementation of 2007 revised Q&A as published for comment. SOURCE: Developed by Kevin Leas, regional review examiner, FDIC, with input from Diane van Gelder, director–examinations, and other Federal Reserve Bank of Dallas staff.

Print version

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e-Perspectives, Volume 7, Issue 4, 2007

Federal Reserve Bank of Dallas  Community Affairs Office  P.O. Box 655906, Dallas, Texas 75265-5906 214-922-5377
Gloria Vasquez Brown  Vice President		Alfreda B. Norman  Assistant Vice President and Community Affairs Officer
Jackie Hoyer  Houston Branch Senior Community Affairs Advisor		Julie Gunter  Senior Community Affairs Advisor
Wenhua Di, Ph.D.  Community Affairs Economist		Elizabeth Sobel  Community Affairs Specialist
Roy Lopez  Community Affairs Specialist
The views expressed are the authors' and should not be attributed to the Federal Reserve Bank of Dallas or the Federal Reserve System. Articles may be reprinted on the condition that the source is credited and a copy is provided to the Community Affairs Office.

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